Need an appraisal in Altoona or Polk County?

Here are the top 7 reasons IA homeowners call on Williams Appraisal, LLC:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut a mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a IA divorce, where real estate needs to be divided
Settle an estate in IA by determining the true market value of property in question

Need help deciding the price of your house in or near Altoona, IA?
Contact Williams Appraisal, LLC.

At Williams Appraisal, LLC, we understand the individual needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Need to cancel PMI?

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping customers just like you abolish unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Williams Appraisal, LLC is your perfect weapon.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Williams Appraisal, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have an expert double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Williams Appraisal, LLC can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.